We understand that there are many reasons why a property may be unoccupied which is why we designed our unoccupied property product. Your property may be vacant due to pending probate, pending sale or let, undergoing refurbishment or conversion works. The cover provided does vary and is dependent on the individual circumstances. We do ask that you inspect the property regularly and we will also ask that you turn the water off at the mains and drain the system down or keep your heating on during the winter months.
If you decide to let the property or use it as your second home there is no need to cancel the policy, we can simply amend the policy to provide the widest possible cover and in the majority of cases you will receive a refund pf premium.
Take a closer look at our policy:
Please contact one of our experienced underwriting team who will be happy to help you.
