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Unoccupied Office Insurance

with Andrew Copeland insurance

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When your office is empty, we’ll make sure you’re fully covered

Our policy is specifically designed for owners who let out commercial offices. When an office becomes empty, it’s great to know our unoccupied insurance can provide the protection your investment needs.

Whether your property is on the market with a sale pending, waiting to be let, undergoing renovations or a conversion, our experts have extensive knowledge in providing the right cover.

We’re also flexible, so if you let your property at any time, that’s no problem. We can easily transfer most to a Commercial Property policy, without any fuss. Plus, if you sell your empty office you will also receive a refund if the policy is cancelled within the first eight months.

Take a closer look at our policy:

Policy Documents
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Our standard cover includes:

FIRE, SMOKE, LIGHTNING, EXPLOSION, EARTHQUAKE

AIRCRAFT AND OTHER FLYING OBJECTS DROPPED FROM THEM

IMPACT BY VEHICLES, TRAINS OR ANIMALS

FALLING TREES, BRANCHES, TELEGRAPH POLES OR LAMP POSTS

BREAKAGE OR COLLAPSE OF RADIO OR TV AERIALS, FIXED SATELLITE DISHES, THEIR FITTINGS OR MASTS

FLOOD

STORM

ESCAPE OF WATER OR OIL

FROST DAMAGE TO FIXED WATER TANKS, APPARATUS OR PIPES

THEFT, ATTEMPTED THEFT OR HOLDUP

MALICIOUS PERSONS OR VANDALS

ACCIDENTAL BREAKAGE OF FIXED GLASS, SANITARYWARE, CERAMIC HOBS AND SOLAR PANELS

Please note that cover may be restricted in certain circumstances such as property undergoing building/conversion/renovation works or long term unoccupancy.

Please contact one of our experienced underwriting team who will be happy to help you.

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Testimonials

I’ve been a very happy customer, have recommended you and have exchanged similar conversations with others here who use you and thoroughly appreciate your personal touch. There’s always someone to talk to on the phone and happy to help.

Joanna Davies Motor Insurance Customer

Once again you guys have blown me away ! Brilliant. No other word for it. I love that there are insurance companies out there willing to change the dreadful culture we have nowadays of only rewarding new business and penalising loyalty.

Simon Leigh-Smith International Insurance Customer

Would just like to say what a pleasure it has been dealing with you all these years.

From Portland Road  to where you are now all the best.

Bill Woodward - Motor insurance customer

Please be  assured that the primary reason for continuing is the ongoing relationship with you personally and the exceptional assistance you give when required.

Grant Ross - International Insurance Customer